Does your daughter ever look at you less like her M.O.M. and more like her A.T.M.? If it seems like every time you turn around you’re reaching into your wallet to give your kid a little cash then the Bill My Parents SpendSmart card is the perfect solution.
It’s basically a pre-paid debit card that also works at ATMs and lets you fund it the from your credit card or bank account. You can add money in on a weekly or monthly basis, or just as needed for her desperate quest for the perfect pair of jeans. You get notified when purchases are made and, because it’s a debit card she can’t spend more than she has, which not only teaches her to make better financial decisions, but also doesn’t risk her credit rating.
It’s taken everywhere Mastercard is accepted and there is a nominal monthly, reload and ATM fee. Best of all, if it ever gets stolen or you see that she’s shopping like a Kardashian you can shut down that card faster than you can say, “OMG!”
So teach your kids how to spend responsibly and keep them out of your wallet.
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Digitwirl is the weekly web show that offers simple solutions to modern day problems. In 3 minutes, Digitwirl brings busy women the very best time, money, and sanity-saving technology, and then teaches them how to use it, step-by-step. Digitwirl was created by technology lifestyle expert Carley Knobloch, who uses lots of technology to manage her busy life as mom of two and entrepreneur. Become a subscriber to get weekly show alerts and exclusive deals at Digitwirl.com, or follow Digitwirl on Twitter at @digitwirl.